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Written by: Randy Hudson

®  ©  2008 BIG TIME BIZ

MARCH 2008  ISSUE

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Dear: Friends and Neighbors

ITS HERE THE "  MARCH 2008 SAY WHAT NEWS COLUMN

LOCAL ENY & BROWNSVILLE COMMUNITY BOARD INFO PAGES

Brownsville Community Board # 16

Chairman Mr. Bowen

District Manager -  Ms. Viola Green - (718) 345-9040

444 THOMAS, BOYLAND BLVD
BROOKLYN N.Y 11212

ENY Community Board # 5,

Chairman Mr. Bradley 

District Manager -  Mr Cambell - (718) 498-5711

127 PENNSYLVANIA AVE
BROOKLYN, N.Y 11208

     Written by: Randy Hudson  

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Dear: Loyal friends and readers,

             The Federal Government has been working to pump billions of dollars into the banking system to aid an economy rocked by the subprime mortgage crisis and the severe tightening of credit. The central bank started a new type of auction in December to provide short-term loans to cash-strapped banks in hopes of keeping them lending. So far, the Fed has made available a total of $160 billion in short-term loans to banks through six auctions.

                Fears are growing that the country is teetering on the edge of a recession, if one has not already begun. I went to a home info seminar meeting back in 2006 at George Gershwin JHS in Good old ENY Brooklyn N.Y. The sponsors were speaking of ways a person could afford a three hundred thousand dollar home with only $13,000 down. Not all but most homes inside of NYC today start around three hundred thousand dollars and in my book I do not recommend anyone buying a home unless you can place anywhere from 50 - 75 % of the money down on the home and be able to pay for it your self not you, your wife, your kids getting down, or depending upon a tenant paying you monthly rent so you can pay your monthly mortgage bill off. "Yes", I mean paying for the home by "YOURSELF" ! It's one of the biggest mistakes many people make, example I use to work for The General Development Real Estate Corporation selling Florida properties inside of NYC until the company went belly up and declared bankruptcy back in the 1980's. One thing I did not like was how many sales people would do anything just to sell a home or property to a perspective client without being ethical or doing the right thing meaning. Selling a home to people knowing that they could not afford it.  I always thought it strange selling a three hundred thousand dollar home to a husband and wife barely making fifteen thousand dollars together, its a recipe for disaster. The bank interest loan rate alone in ten year's will definitely double and we all know wage increases do not go up or double that quickly and the reality to me always was that it was definitely a recipe for a future disaster to take place.  Some of the sales people would encourage having you utilize your son and daughter to help pay off the mortgage. That is a bad idea because when you do this it may seem like a good idea in the beginning but as the kids grow older and are ready to leave the home that is when you could be in for alot of financial trouble trying to figure out a way of replacing the money they now are taking out and going to buy their own home or acquire an apartment rental.

            A friend of mine was in that same bind doing janitorial maintence after school and on the weekends with his father cleaning up buildings in Manhattan NYC . I always wondered why when we would go out to a party he would have on some unironed raggedy clothes. He could not afford to buy any new clothes and I never had the heart to ask him why even doe I knew he had an after school and weekend job but never seem to have any pocket money or decent dress clothes to wear when ever all of us were hanging out or going to a party. Year's later I found out why, it was because he was helping his parents out by paying for their home mortgage. When he got older all doe he had been working for over seven years with his father he had no money to take his girl friend out to a movie much less buy a slice of pizza and a coke for her and himself. I' am still very angry at his mother and deceased father for placing him in that spot being that he could never go out and spend his own pocket money with his girl friend. Plus his name was not added to the mortgage papers and he presently can not borrow any money from a bank or use the appreciated value in the house to back a loan. In short his father cut the entire family out of the will towards owning the home in the future. The mother still lives in the home today with a heart condition and still has to pay the monthly mortgage bill to a lawyer. The moral to the story is my friends fathers, father [His Grandfather] did the same thing to his father and his real father passed it on down by cutting his whole family out of owning the home and having no say in any future dealings with their home, cut throat ha. The only one that benefited from all of this mess is my friends eight year old daughter. She will inherit the home when she turns 18 years old and she presently states that she does not want anything to do with the house, what a mess !. 

         That is why I am against any mother or father placing the burden of paying for the roof over the families head, directly on their children, "ITS CRIMINAL"! Many of today's real estate sales people still tell their blue collar perspective clients that they should make their children pay for their home mortgages, its wrong. Anyone that you hear telling their friends or family members to let the kids help finance the home ? Tell them about what you just read here and tell them why it is wrong. Many of today's homes are going into foreclosure directly because the husband and wife together could not afford to pay off the home mortgage with the money they make. Remember their are needs and wants when you are getting ready to buy something ask yourself, do you really need this or, is it just something you want but don't immediately need. if you can ask your self this question time and time again it should help to keep you out of financial trouble.  

          Many can't believe, but getting rich takes as much work as anything else, but the rewards are greater and you will feel much better about your self. Problem is, when most people grew up, Mommy and Daddy most likely never talked about starting a business or even dreamed about all of the new exciting ways of making money online, because they never knew about them back in their days. E-commerce on the internet is a major way of improving your life, get your self computer literate now. Making money on the internet only arrived from about 1992. The World Has Now Changed and Become Alot Smaller  "Yall" ! So get involved , start today by visiting our Business Pages

           We have been continuously updating our web site and we got a new revolutionary content management system coming online very soon. Check out our http://www.bigtimebiz.biz/jobs.htm  web page with new jobs. We are trying to make it easy for you to find the dream jobs you really want to get. We are also adding more and more blank job resume outlines to our site so you can come to one location, receive community information, find current local, tri state area, national and, international job vacancy information news or start a new business. We are also planning a business networking seminars coming up soon so stay tuned. We now offer you current RSS FEED JOBS some only 1 hour old yes we are striving to carry on what Dr. Martin Luther King started, only we are doing it on the world wide web. I wish Dr. King could have seen how we can spread information on the web, it would have made his dreams bigger, made his heart pump even faster, and carry his message go even further, who knows maybe the Martins and people on Pluto are surfing on the internet too and learning more about the Earthlings ways and means Uh, What you think ?

             We currently have over 125 different job searching web sites for you to surf and hopefully find the dream job you always wanted. plus their are a number of local ENY and Brownsville area employment agencies for you to utilize within walking distance. Remember nothing in this world worth having is easy, if it was to easy most people would not cherish it once they obtained it. Utilize our job page on a consistent basics and keep on sending us your e-mail comments. Remember your comments enables us to tailor the site to your needs, not to what we think it should be. Got a problem drop the Webmaster a line at rhudson@bigtimebiz.biz 

               Here is an easy way to make some extra money on the side without working to hard. If you know a business in your local community that would like to advertise on our site contact us and you can make commissions from $75.00 and up just for sealing the deal. Their is so much mistrust in our neighborhoods today that most people think that everyone in the world is corrupt and is looking, just to rip them off. I built this site to provide information so your quality of life will surpass mine. It took me year's to find out some of the same information that you are now reading about just because no one that I knew or met knew anything about " The Business of America, Is Business and if you pay attention you'll be able to find out a lot of short cuts that took me year's to find out just because I did not know anyone. First of all education is everything, but going to school, reading it in a book and applying what you read many times doesn't go exactly the way the book told you it would. When you get your credit card, don't use it for buying a whole lot of clothes, and spending it on crazy parties. Their will be time enough for that later if you use them for making money and I don't mean for selling drugs or doing something illegal. The prisons are filled with stories of people using their credit cards to buy and sell drugs in the hood. I know you heard the what I had stories, the if I only didn't do this story, and the if I only didn't do that story. If you keep on reading my " What's New Page " it shall lead you to alot of business seminars in and outside of the NYC 5 Borough's that shall lead you to major business seminars, networking meetings etc. Many people might say ha, reading is to much work, doing business in the street, I can sell such and such and make even more on the illegal side, but is it worth the life long headaches you'll go through afterward? One former drug dealer that grew up in my housing project said to me when he got out of prison that he wished that he never sold drugs because, when he got busted his daughter was only 2 weeks old. He had to do 10 year's in jail and when he came out of jail he told me that he wished he never dealt drugs because when he got out of jail he went back to his former girl friend who never went to see him just sent him pictures while in jail when he went to see his daughter. When the door opened he recognized his daughter from the pictures his former girl friend sent him while he was in prison and he smiled opened his arms and called out her name when he saw her, " Hi Jenny Come To Daddy "! Now by this time his daughter had bonded with his former girl friends new man, and when he called out " Hi Jenny Come To Daddy " ! Jenny said your not my Daddy this is my real Daddy over here, I don't know who you are mister ! He told me that his whole world turned up side down and no matter what he does today he can never forgive himself because he is now sterile due to his present illness and cannot regain bonding with his daughter in the way he would like it to be. So see fast money not only burns through the pockets faster ? They burn through the heart, the soul even faster and hurts a lot longer in the future. He said I will never ever sell drugs again because it has truly, " wrecked my life " !  " GET YOUR ACT TOGETHER START YOUR OWN  BUSINESS TODAY, AND STOP BEGGING FOR A JOB " !

BLUE HIPPO COMPUTER SCAM


CON GAME SCAMS TO LOOK OUT FOR = BLUE HIPPO COMPUTER SCAM

             You probably have seen the advertisement on cable TV for year's stating that you could receive a new computer containing the tower, monitor, printer, mouse and keyboard or you could pick a laptop computer by just having a checking account at a bank and by signing the contract allowing The BLUE HIPPO Company to charge a once a month payment fee for services rendered. Well if its to good to be true ? Then it probably is check this out, I did some research and WA-LA ! BLUE HIPPO IS A MAJOR CON GAME PEOPLE, TELL YOUR FRIENDS ABOUT THIS ONE. Just check out all of the nationwide consumer complaints I found when I logged onto this Yahoo search engine page.

http://search.yahoo.com/search?p=blue+hippo+customer+complaints&ei=UTF-8&fr=moz2

This Florida Attorney General complaint list should open your eyes even more

http://consumerist.com/consumer/scams/blue-hippo-angers-floridas-attorney-general-295649.php


SHOWSTOPPER Basketball Tournament Games

                 Watch for our upcoming sign up date for our 2008 SUMMER SHOWSTOPPER Basketball Tournament Games. Dates, Time, and Location/s  will soon be posted right here. Entrants receive

1. New Tee Shirts with Sponsors Names On Back of Shirt.

2. " FREE ICE COLD DRINKS " During The Games

3. Closing Award Ceremonies

   See Tomorrows SUPER STARS On Court Today In Next Upcoming 2008 SHOWSTOPPER SUMMER Basketball Tournament

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Randy Hudson

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GET A TAX WRITE OFF

 

AS DOCTORS HELP AFRICA WITH SURPLUS MEDICAL SUPPLIES THROWN OUT BY US HOSPITALS - GIVE DOC 2 DOC $5.00 AND $100.00 WORTH OF MEDICAL SUPPLIES ARE SENT TO AFRICA. GREAT IDEA = IT'S A WIN, WIN SITUATION

 


It may look like a regular garage, but inside some amazing journeys are beginning to take shape.

Dr. Bruce Charash, a cardiologist at Lenox Hill Hospital in Manhattan, says he was inspired to take action after seeing the amount of unused medical supplies thrown out at U.S. hospitals every day.

“In the range of 7,000 tons a day of medical supplies are thrown out that could be reused or have never been used, and that's a stunning amount,” says Charash.

In 2005 he started a non-profit called Doc to Dock as a commitment to the Clinton Global Initiative.

The group connects the surplus of supplies that are either incinerated or sent to landfills to those who need them. They ask physicians, nurses, and dedicated volunteers to collect and redistribute the supplies, excluding medication, to hospitals and patients in Africa.

Donations to the group are used to send the supplies, and Dr. Charash and his team travel to the countries they serve to show them how to use the products they send.

“If you give us $5.00, we deliver $100.00 of supplies to Africa, because we are collecting expensive things that would otherwise be discarded,” says Charash. “We have gotten hundreds and hundreds of calls of people wanting to give us a wheelchair or a walker or some gauze. It's been really heart warming.”

Whether you end up giving money or medical supplies, Dr. Charash says the return is really two-fold.

“We are what's called a 501 -C3 charity, which means we are a non-profit organization. All gifts to us are tax deductible,” says Charash.

Lisa Heller, a certified public accountant, says that documentation is what makes the difference when it comes to getting that tax deduction.

“In order to claim any charitable donation, you need to have either a receipt from the charity or some other kind of bank record, such a as a cancelled check, a credit card slip, or an account statement of some kind,” says Charash.

She says many people donate to charity because they want to give back, but they also should know that as long as the charity is recognized as a 501c3 there are tax advantages.

“If somebody makes, let’s say for an example, $60,000 a year, and they donate $1,000 to a valid charity, their tax, and assuming they itemize their deductions, their tax is going to be based, not on the $60,000, but on $59,000 which is $60,000 minus the $1,000 charitable contribution,” says Heller.

While the tax deduction does save you money, Charash says New Yorkers biggest goals are to give from the heart.

“I think it’s a duty we have,” says Charash. “Many people share that feeling. We have seen an incredible outpouring of generosity ” !

– Lindley Pless

 

Web Site:  http://www.doc2doc.org

 

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Original Words of wisdom to remember from:

Randy Hudson

Education is you best defense against poverty




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